Somerset Homes under $500,000

Welcome to Somerset, California – a hidden gem nestled in the heart of El Dorado County! This charming community offers a perfect blend of serene landscapes and vibrant local culture, making it an ideal place to call home. Known for its breathtaking views of the Sierra Nevada foothills, Somerset is a haven for nature lovers and outdoor enthusiasts alike, with numerous hiking trails, lakes, and parks just waiting to be explored.

One of the most appealing aspects of Somerset is its affordability, especially for those seeking homes under $500,000. Here, you can find a variety of properties that cater to different lifestyles and preferences. Whether you're a first-time homebuyer, looking to downsize, or searching for a serene getaway, Somerset offers a range of options that won’t break the bank. From cozy cabins with rustic charm to modern family homes with ample space, there’s something for everyone.

The community is also known for its friendly atmosphere and strong sense of belonging. With local events, farmers' markets, and community gatherings, residents enjoy a lifestyle that fosters connection and camaraderie. Plus, Somerset’s proximity to larger cities like Placerville and Sacramento means you can enjoy the tranquility of rural living while having easy access to urban amenities.

If you're ready to embark on your home-buying journey in Somerset, you'll discover a warm community, stunning natural beauty, and homes that fit your budget. Come explore the possibilities and find your perfect piece of paradise in Somerset, California!

Newest Somerset Homes under $500,000

$155,000

1 Beds ⋅ 1 Baths ⋅ 488 SqFt. ⋅ 226130118 MLS

Are you dreaming of a vacation cabin? This fully furnished one is move in ready - the county records show 1 bedroom and 1 bath but it's a 2 bedroom home with efficient wood stove, propane wall heat (owned propane tank) front and back decks on post & pier foundation. Don't miss this affordable, well cared for cabin close to the Cosumnes River with access for locals.

5685 Siesta Lane, Somerset

Listing courtesy of Century 21 Select Real Estate.

$239,000

1 Beds ⋅ 1 Baths ⋅ 978 SqFt. ⋅ 226128729 MLS

Riverfront Retreat: Charming Cabin on the Middle Fork of the Cosumnes River Welcome to your own slice of Sierra Foothill paradise! Nestled along the banks of the pristine Middle Fork of the Cosumnes River, this charming 2-bedroom, 1-bath cabin offers the perfect escape from the noise, hustle, and distractions of everyday life. Filled with rustic character and just the right amount of modern comfort, the cabin features a cozy wood-burning stove, an inviting open-concept living area, and a spacious deck overlooking the natural beauty of the surrounding forest and river. It's the kind of place where morning coffee tastes better, evenings seem a little longer, and life moves at a wonderfully slower pace. But the true star of the property is the riverjust steps from your door. Spend summer days swimming, fishing, exploring the rocks and shoreline, or simply relaxing riverside with a good book and your feet in the water. This beautiful stretch of the Cosumnes River creates a recreational setting that is increasingly hard to find. And when you're ready to venture out, Fair Play Wine Country is just around the corner. One of El Dorado County's hidden gems, the region offers numerous wineries and tasting rooms featuring local favorites including Zinfandel, Petite Sirah, Mourvdre, Syrah, and Sangiovese. Whether you're looking for a peaceful weekend getaway, a foothill retreat, or simply a special place to unplug and reconnect with nature, this riverfront cabin delivers a lifestyle that is truly unique. Important property note: The home is being offered at a significant discount to reflect the need for a new septic system. Seller will provide available documentation regarding the County-approved septic system plans. Buyer to independently verify all permits, approvals, costs, requirements, and property information with El Dorado County and appropriate professionals.all offers welcome.

5743 Stream Way, Somerset

Listing courtesy of eXp Realty of California, Inc..

$479,900

3 Beds ⋅ 2 Baths ⋅ 1,870 SqFt. ⋅ 226119121 MLS

Freddie Mac Homesteps Property. 2 parcels included totaling 11.75 wooded acres. Gated driveway. Home has a wrap-around porch. 3 Bedrooms and 2 Full Baths. Open living area with a wood stove. Dining space by the kitchen. Inside laundry room has a sink and cabinets. 4 car garage, metal storage container, fenced garden, detached shed and Generator.

8711 Grizzly Flat Road, Somerset

Listing courtesy of Windermere Signature Properties El Dorado Hills/Folsom.

$275,000

3 Beds ⋅ 2 Baths ⋅ 1,068 SqFt. ⋅ 226124379 MLS

Welcome to this beautifully remodeled home located in the charming community of Fair Play, CA. Just minutes from award-winning wineries, scenic drives, and all the beauty the Sierra Foothills have to offer. Sitting on just over half an acre, this property has been thoughtfully updated from top to bottom. Enjoy peace of mind with a brand-new roof, new exterior siding, fresh paint inside and out, new HVAC unit, and updated flooring throughout. The fully renovated kitchen features brand-new cabinets and a clean, modern style perfect for both everyday living and entertaining. Tucked across the street from a popular local restaurant and tasting room, the location makes it an excellent candidate for short-term rental income or a full-time residence. With a seasonal creek running nearby and a large, open front yard, the property feels peaceful and private while still being incredibly accessible. Additional features include a storage shed, shared well (no water bill!), and a spacious lot perfect for gardening, outdoor seating areas, or even expansion. Whether you're dreaming of a wine country getaway, an investment property, or a cozy primary home, this move-in-ready retreat offers it all! Owner may carry a portion of the note. Motivated seller! Bring an Offer!

2018 Whistler Way, Somerset

Listing courtesy of eXp Realty of California, Inc..

$469,000

1,200 SqFt. ⋅ 226097267 MLS

POTENTIAL INCOME PRODUCER WITH some infrastructure investment to finish build out on 2 of the 3 units for multiple tenants and/or multi-generational living at close to El Dorado & Amador County Wineries on 2+ usable, fenced acres. The primary house is a single level ranch styled home featuring 2 bedrooms, 2 full baths, spacious living room & kitchen with a covered front porch and rear patio. Attached to the primary house is a guest cottage with a 1/2 bath and then the detached barn/garage has an unfinished apartment, tack & storage rooms. RV/Boat & Recreational Vehicle parking is easy here plus 3 covered car port spaces - easily room for 20 vehicles - bring all your friends & family. Close to a sweet local elementary school, quickie-mart for gas, beer & snacks, the Cosumnes River and local El Dorado and Amador county wineries.

a Mt Aukum Road, Somerset

Listing courtesy of Century 21 Select Real Estate.

$469,000

2 Beds ⋅ 2 Baths ⋅ 1,200 SqFt. ⋅ 226097266 MLS

Multi-generational living at close to El Dorado & Amador County Wineries on 2+ usable, fenced acres. The primary house is a single level ranch styled home featuring 2 bedrooms, 2 full baths, spacious living room & kitchen with a covered front porch and rear patio. Attached to the primary house is a guest cottage with a 1/2 bath and then the detached barn/garage has an unfinished apartment, tack & storage rooms. RV/Boat & Recreational Vehicle parking is easy here plus 3 covered car port spaces - easily room for 20 vehicles - bring all your friends & family. Close to a sweet local elementary school, quickie-mart for gas, beer & snacks, the Cosumnes River and local El Dorado and Amador county wineries.

a Mt Aukum Road, Somerset

Listing courtesy of Century 21 Select Real Estate.

$298,000

3 Beds ⋅ 2 Baths ⋅ 1,742 SqFt. ⋅ 226096640 MLS

SetSet in the heart of the celebrated Fair Play winery district and surrounded by the scenic beauty of El Dorado County wine country, this charming 3 bedroom, 1.5 bath log cabin offers the ultimate Sierra Foothills retreat. Located in the peaceful community of Somerset near the Cosumnes River, the home was built in 1991 and lovingly owned by the original family as their private cabin getaway, designed for relaxation, entertaining, and unforgettable weekends with friends and family. Inside, warm wood interiors, large woodstove, and authentic log construction create a cozy lodge style atmosphere, while the country kitchen with solid wood cabinetry and propane appliances opens seamlessly into the inviting dining, gather space. Step outside to enjoy the covered porch and rear deck, the perfect setting for morning coffee or evenings spent unwinding with local Fair Play wines beneath the trees. Just minutes from award winning wineries, tasting rooms, vineyard events, and scenic foothill adventures, this property is ideal as a full time residence, weekend escape, or vacation rental opportunity. Serviced by EID water, septic, and leased propane, this private foothills retreat offers a rare opportunity to experience the relaxed lifestyle and natural beauty that make Fair Play wine country so desirable. Go see it for yourself.

6187 Outingdale Road, Somerset

Listing courtesy of eXp Realty of California, Inc..

$449,000

3 Beds ⋅ 2 Baths ⋅ 1,602 SqFt. ⋅ 226096244 MLS

Nestled in the soaring pines, madrones & oaks is a well cared for, move-in ready 1,602 sf single level ranch styled home on 14.04 private acres. The house features a spacious great room with kitchen, dining & living room opening to a huge covered rear deck on which to enjoy the gorgeous natural setting year round...can you imagine your jacuzzi on this back deck for your personal retreat space? There is an attached 2 car garage with workshop area, a shed, and a large RV barn with additional storage for your toys and tools or make it feed storage for your critters. So many possiblities on this property PLUS SOLAR you can own...pay off is about 35k.

5220 Cosumnes Mine Road, Somerset

Listing courtesy of Century 21 Select Real Estate.

$445,000

3 Beds ⋅ 2 Baths ⋅ 2,050 SqFt. ⋅ 226095960 MLS

If you've been searching for privacy and room to roam, this nearly 16-acre property is full of opportunity. Tucked away in a peaceful setting, this home offers endless potential for the buyer with vision. Bring your tool belt and creative ideas to transform this property into the weekend retreat or full-time residence you've always wanted. There's plenty of space for horses, livestock, and all your outdoor hobbies, plus a workshop for projects, storage, or equipment. Whether you're dreaming of a country escape, hobby farm, or private homestead, this property is ready for its next chapter.

2285 Cedarville Road, Somerset

Listing courtesy of Davenport Properties.

$299,000

2 Beds ⋅ 1 Baths ⋅ 1,008 SqFt. ⋅ 226050506 MLS

Welcome to Somerset..set on just under 2 acres, this beautifully renovated A-frame in Wine Country perfectly blends modern upgrades with serene country living. This move-in-ready home has been thoughtfully transformed from top to bottom, showcasing fresh finishes, stylish interiors, and a clean, contemporary feel throughout. Enjoy a bright, open layout, an upgraded kitchen and bathrooms, and quality craftsmanship in every detail. Surrounded by the natural beauty of El Dorado County, the property offers the ideal balance of privacy and convenienceperfect for those looking to escape the hustle while still staying within reach of nearby amenities. Whether you're seeking a full-time residence or a peaceful retreat, this turnkey home is ready to welcome you. Outside, relax on the expansive deck overlooking peaceful pond views, gather around the BBQ with friends and family, or enjoy the freedom to garden, raise chickens, and embrace a more self-sufficient lifestyle. With ample parking, fenced privacy, and plenty of room to roam, this charming property blends seclusion with everyday convenience. Whether you're looking for a second home, vacation rental, or full-time escape, this property delivers privacy, tranquility, and the space to live life on your terms.

6141 Sweeney Road, Somerset

Listing courtesy of eXp Realty of California, Inc..

$469,000

2 Beds ⋅ 2 Baths ⋅ 1,176 SqFt. ⋅ 226051230 MLS

7131 Mount Aukum Rd, Somerset

Listing courtesy of Century 21 Select Real Estate.

$280,000

3 Beds ⋅ 2 Baths ⋅ 920 SqFt. ⋅ 226000008 MLS

This is an amazing opportunity to own 5+ acres of private land in Somerset. The property is conveniently located near several wineries, making it a perfect place for wine lovers. You can build your dream home on this land, or you can choose to live in the manufactured home that's already on the property. As you sit on your front porch, you'll be able to hear the sound of a stream with its many small waterfalls. The home features three bedrooms and two full bathrooms, with a vaulted ceiling in the living room where you can cozy up to a wood-burning stove. The master bathroom has a walk-in closet and an oversized bath, providing ample space for relaxation. This property is a great opportunity for those looking for a peaceful and private retreat, surrounded by nature's beauty. An excellent opportunity to own 5+ acres of private land in Somerset. It is conveniently located near several wineries. On this property, you can build your dream home or live in the manufactured home currently on the property. As you sit on your front porch, listen to the sound of the stream. Three bedrooms and two full bathrooms are included in this home, as well as a vaulted ceiling in the living room with a wood burning stove. A walk-in closet and an oversized bath are included in the master bathroom.

7277 Red Ant Rd, Somerset

Listing courtesy of Realty ONE Group Complete.

Start Your Search

metrolist logo

All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .

Somerset Homes under $500,000

Newest Somerset Homes under $500,000

How much is your home worth?

How much is your home worth?