Folsom Homes under $500,000

Folsom Homes under $500,000

Welcome to Folsom, California—a vibrant city nestled in the heart of Sacramento County, where history meets modern living. Known for its picturesque landscapes and rich cultural heritage, Folsom offers residents a unique blend of outdoor adventures and urban conveniences. With its charming historic district, scenic Folsom Lake, and a plethora of parks and recreational facilities, this city is perfect for families, outdoor enthusiasts, and anyone looking to enjoy the California lifestyle.

One of the most appealing aspects of Folsom is its diverse real estate market, particularly for those seeking homes under $500,000. In this thriving community, you can find a variety of housing options that cater to first-time homebuyers, young professionals, and growing families alike. From cozy townhouses to quaint single-family homes, Folsom provides an array of choices that make homeownership attainable without compromising on quality or comfort.

Living in Folsom means enjoying a strong sense of community, with excellent schools, local events, and a friendly atmosphere. The city is also conveniently located near major highways and public transportation, making commutes to nearby Sacramento and beyond a breeze. With its blend of affordability and accessibility, Folsom truly stands out as a desirable place to call home.

If you're looking to invest in a property that offers both charm and opportunity, Folsom, CA, is the place to be. Explore the homes available under $500,000 and discover your perfect sanctuary in this enchanting city!

Newest Folsom Homes under $500,000

1902 Esplanade Circle, Folsom
$424,900
2 Beds ⋅ 3 Baths ⋅ 1,364 SqFt. ⋅ 226129023 MLS
FHA APPROVED!! Welcome to 1902 Esplanade Circle, where modern comfort, low-maintenance living, and the best of Folsom's outdoor lifestyle come together. Located in the desirable Esplanade community, this move-in-ready 2-bedroom, 2.5-bath condo offers a thoughtfully designed floor plan, stylish updates, and an unbeatable location just minutes from Folsom Lake. Inside, you'll find an inviting living space featuring updated laminate flooring, a cozy fireplace, and a refreshed kitchen with Bosch stainless steel appliances, Corian countertops, and recently painted cabinetry. Upstairs, two spacious primary suites each offer a private bathroom, providing the perfect setup for guests, roommates, or a comfortable work-from-home lifestyle. Convenient upstairs laundry and an attached two-car garage add to the home's everyday functionality. What truly sets this location apart is everything waiting just outside your door. Explore miles of nearby trails for running, hiking, and mountain biking, spend your weekends paddleboarding or boating at Folsom Lake, or enjoy a round of golf at neighboring Empire Ranch Golf Club. Folsom Point's beach and boat launch are less than 1.5 miles away, while the community's private pool and spa offer a relaxing escape closer to home. With restaurants, shopping, fitness studios, grocery stores, and Highway 50 just minutes away, you'll enjoy the convenience of city living without sacrificing access to the outdoors. Whether you're purchasing your first home, simplifying your lifestyle, or looking for a place that makes the most of everything Folsom has to offer, 1902 Esplanade Circle delivers the perfect balance of comfort, convenience, and adventure.

1902 Esplanade Circle, Folsom

Listing courtesy of Wesely & Associates.

96 Monterey Lane, Folsom
$99,500
2 Beds ⋅ 1 Baths ⋅ 800 SqFt. ⋅ 226112871 MLS
Effortless One-Story Living in Lake Park Estates - A Vibrant 55+ Community. Welcome home to this beautifully upgraded, single-story corner-unit manufactured home no hassle, comfortable living. Priced to sell, this UPGRADED 2-bedroom, 1-bath double wide (20' x 40') offers the perfect low-maintenance lifestyle in one of the area's most sought-after communities. Step inside to find newer Luxury Vinyl Plank flooring throughout, an updated open kitchen, and a refreshed bathroom all designed for comfortable, everyday living. Large double windows, window screens fill the home with natural light and blur the line between indoor and outdoor spaces, so you can enjoy the view from your favorite chair. Recent upgrades include new siding, a new roof, updated double-pane windows, and a newly enclosed carport for added privacy and peace of mind. The Bosch washer/dryer and Kenmore appliances stay with the home, so you can move in and start relaxing right away. Enjoy resort-style amenities just steps from your door: Sparkling swimming pool, spa & hot tub; clubhouse & game room for socializing with neighbors; picnic area for outdoor gatherings; on-site laundry facility; beautifully maintained grounds with care-free landscaping perfect for gentle strolls. An unbeatable location for an active, easy lifestyle, just minutes from Historic Old Folsom, the Palladio shopping center, farmers markets, restaurants, cafes, spas, and fitness centers. Spend your afternoons biking the scenic trails along the American River, or relaxing lakeside at Lake Natoma or Folsom Lake. Everything you need and love is close by. This is more than a home; it's an invitation to simplify, connect, and enjoy life in a welcoming community built for you.

96 Monterey Lane, Folsom

Listing courtesy of Coldwell Banker Realty.

900 Moon Circle Unit #911, Folsom
$439,000
2 Beds ⋅ 2 Baths ⋅ 1,136 SqFt. ⋅ 226122857 MLS
*** Major updates New HVAC system, new water heater, and updated flooring*** make this move-in-ready home an exceptional opportunity! Welcome home to the highly sought-after gated Madrone community in Empire Ranch, Folsom. This rare ground-level residence offers the convenience of direct interior access from the attached garage and features a spacious covered patio, perfect for relaxing or entertaining. Freshly painted throughout with brand-new carpet, this inviting home offers an open and functional floor plan. The kitchen features granite countertops, a breakfast bar, and ample cabinet and counter space, making it ideal for everyday living and entertaining. A centrally located gas fireplace with mantel creates a warm and inviting focal point in the living area. The primary suite provides a private retreat with a walk-in closet and en-suite bathroom. A versatile office/media nook offers additional flexible living space, while the indoor laundry area includes multiple storage shelves for added convenience. The second bedroom and full bathroom are thoughtfully positioned for privacy and comfort. Both bathrooms have been enhanced with updated cabinetry, adding a fresh, modern touch. Residents enjoy exceptional community amenities, including a gated entrance, beautifully maintained landscaping, a clubhouse with a resort-style pool and spa, a private fitness center exclusively for residents, BBQ and picnic areas, and a pet-friendly environment. Located within a highly rated school district and just minutes from Highway 50, this home offers easy access to shopping, dining, parks, scenic trails, entertainment, and all the conveniences of Folsom and nearby El Dorado Hills. Enjoy low-maintenance living and major recent updates in one of Folsom's most desirable communities!

900 Moon Circle Unit #911, Folsom

Listing courtesy of Redfin Corporation.

312 Danielle Way, Folsom
$269,000
3 Beds ⋅ 2 Baths ⋅ 1,152 SqFt. ⋅ 226118607 MLS
Welcome to Lakeside Village! This beautifully remodeled 3-bedroom, 2-bath home has been completely rebuilt and transformed over the last three years, with luxurious finishes, quality materials, The attention to details and quality of the improvements truly set this home apart. The stunning kitchen features high-end cabinetry, Corian countertops, new appliances, fixtures, and lighting, while the beautifully updated bathrooms continue the same level of quality and design. Further, major upgrades include dual-pane windows, roof and HVAC sytem. The front porch has been completely rebuilt with new framing, composite decking, and new railings, creating an inviting outdoor space to relax and enjoy. Step into the backyard and discover two highly productive citrus trees, a spacious storage shed/workshop, and your very own personal putting greena fun and unique feature that makes this home even more special. And that is not all, the carport is extra wide and offers plenty of space for 2 to 3 cars or even a truck. Beautifully finished inside and out, this is a home where the hard work has already been done offering quality craftsmanship, extensive recent improvements, and a wonderful community lifestyle. Lakeside Village is a wonderful senior community offering an active and welcoming lifestyle. Residents enjoy a beautiful clubhouse with weekly and monthly activities and events, a peaceful greenbelt, and a large community pool and spa. Park approval is required for all new residents.

312 Danielle Way, Folsom

Listing courtesy of 1st Choice Realty & Associates.

600 Moon Circle Unit #627, Folsom
$395,000
2 Beds ⋅ 2 Baths ⋅ 1,053 SqFt. ⋅ 226117502 MLS
Escape to resort-style living at the prestigious gated community of Madrone at Empire Ranch, located in the highly desirable Folsom Hills. Designed to offer an extraordinary lifestyle of pure comfort and modern convenience, this beautifully updated, move-in-ready condo represents an exceptional opportunity to elevate your everyday living. Stepping inside this open, clean, and sunlit sanctuary, you are immediately greeted by an inviting atmosphere enhanced by brand-new, modern light fixtures. The thoughtful floor plan features two spacious bedrooms and two full, well-appointed bathrooms. The luxurious primary suite serves as your own private retreat, complete with a generous walk-in closet and an ensuite bathroom. At the center of the home is a gourmet kitchen crafted for both casual dining and effortless entertaining. It boasts elegant granite countertops, gleaming stainless steel appliances, abundant cabinetry for all your storage needs, and expansive counter space that includes a functional breakfast bar opening directly into the airy living area. Beyond the front door, the residence extends your living space into a private attached single-car garage situated on the lower level, featuring convenient direct interior access alongside plenty of guest parking right outside. Living in Madrone feels like a year-round vacation thanks to its impressive array of resort-like amenities. Residents enjoy exclusive access to a state-of-the-art fitness center, a sparkling heated swimming pool, a relaxing spa, outdoor barbecue picnic areas, and a community clubhouse. Security and peace of mind are paramount, backed by the privacy of a gated entrance. Location is everything, and this property delivers uncompromised accessibility. Positioned within walking distance to Russell Ranch Elementary, it is also moments away from K-12 schools, scenic walking trails, and peaceful parks. Premier shopping, entertainment, and fine dining await at the nearby Palladio Shopping Center. Commuters and tech professionals will appreciate the swift access to Highway 50 and key regional employers including Intel, Micron, Samsung, AMD, Kioxia, ISO, and UC Davis Health Care Clinic, as well as endless weekend recreation at Folsom Lake. Whether you are looking to settle into a vibrant neighborhood or secure an affordable footprint in one of Folsom's most prominent locations, this incredible property delivers on every level as well as endless weekend recreation at Folsom Lake

600 Moon Circle Unit #627, Folsom

Listing courtesy of BluePrint Realty & Mortgage.

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All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .

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